THE RAMRE PROPERTY GUIDES
Buying off-plan
Understand the project, the payment plan and the commitments.
Choose the purpose before the project
Decide whether the property is intended for your own use or an investment, and when you need it. An off-plan purchase has a different timetable from buying a completed home. Compare it with ready alternatives that meet the same brief.
Check project registration and escrow
Before signing, verify the developer and project through DLD/RERA channels. DLD guidance explains project escrow accounts for off-plan purchaser funds and provides routes to check project progress. Confirm the authorised payment instructions for the exact project and keep your payment records.
Read beyond the headline price
Study the floor plan, unit orientation, size basis, parking, included finishes and amenities. Identify what is a contractual specification and what is an artist’s impression. Ask for explanations of differences between the sales presentation and the contract.
Stress-test the payment plan
Write down every instalment, its due date or milestone and the amount due at handover. Consider how you would fund the purchase if income changes or a planned resale takes longer. Do not assume a future mortgage or rental income is already secured.
Review the purchase agreement
Understand delivery dates, completion provisions, changes to specifications, assignment or resale conditions, cancellation and default consequences. Obtain independent legal advice for clauses you do not understand. Verbal statements should be checked against the signed agreement.
Stay engaged through handover
Keep contact details current, file notices and receipts, and review progress updates through appropriate sources. Before taking possession, arrange an inspection, record defects and agree how they will be addressed. Budget for service charges and fit-out or furnishing after completion.
Official reference
DLD off-plan and escrow guidance ↗
Reviewed 18 September 2026. Requirements and fees can change. This is general guidance; the requirements of your transaction and specialist advice take priority.